Long Term Care

Employee Long-Term Care Insurance Dandridge, Tennessee

Statewide Insurance Group Dandridge, TN

At Statewide Insurance, we understand the significance of planning for future healthcare needs. Our long-term care insurance service is designed to offer protection for employees who might require extended medical care due to an illness, accident, or chronic medical condition. This can range from nursing home stays in Jefferson County or a continuing care facility or retirement community to in-home care services. Our coverage aims to ensure that the high costs of long-term care do not put a strain on the savings of our clients or their loved ones and that they receive quality care when they need it. Our long-term care insurance goes beyond what a typical federal health insurance program like Medicare provides, offering benefits that can help cover the costs of services that help the insured maintain their lifestyle and independence.

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  • Long Term Care Dandridge, TN

Safeguard Your Future with Long-Term Care Insurance

Have you ever wondered how you would manage if an illness or accident prevented you from carrying out your daily activities? Traditional health insurance, Medicaid, and even private health insurance may not always cover the escalating costs of extended care from the benefits paid by the company and the employee. That's where long-term care insurance comes in.


Investing in long-term care insurance can provide you with peace of mind and significant financial advantages. With long-term care insurance, you ensure financial protection for your future, allowing you to maintain the quality of life you're accustomed to even during a prolonged health issue.

Statewide Insurance Group Of America Long-Term Care Programs

At Statewide Insurance Group of America, located in Dandridge, TN, we prioritize the financial security and health coverage of our clients. Navigating the unexpected challenges of severe illness or accident can be difficult, which is why we offer comprehensive payment solutions for employees, including long-term care insurance. This coverage, crucial for those who might require the services of a nursing home or a continuing care retirement community, pays benefits for care typically not covered by traditional health insurance, Medicare, or Medicaid. Our dedicated specialists will detail the benefits and costs associated with each coverage option, ensuring you and your loved ones are financially protected and able to maintain your quality of life even during the toughest times. Contact us today for more information.

Flexible Payment Options and Other Benefits

For businesses in Hamblen, long-term care insurance is an excellent way to offer employees a comprehensive benefits package while also providing appealing tax benefits to employers. By offering a form of health coverage not found in basic medical or disability insurance plans, employers can extend coverage to spouses or dependents, ultimately improving productivity by giving employees the ability to manage circumstances that require long-term care solutions. 


At Statewide Insurance Group Of America, we understand the importance of providing long-term care insurance to employees. We listen attentively to your requirements and concerns and explain every option in detail. Our experts are then able to compare the various plans to make sure you get the coverage that best meets your needs and budget. Additionally, we can offer potential premium discounts to ensure you are positioned as a business that truly cares for its employees. Contact us today to find out more about the long-term care insurance options available for your Hamblen business.


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Frequently Asked Questions

  • What is long-term care insurance, and how does it differ from a federal health insurance program like Medicare?

    Long-term care insurance is designed to cover the costs of services that help you maintain your lifestyle and independence when you cannot do so yourself due to a chronic illness, accident, or medical condition. While Medicare can cover some health services, it does not typically cover the long-term services provided by this insurance, such as nursing home care, continuing care retirement communities, hospital, or home health services.

  • Who is eligible for long-term care insurance?

    While eligibility can vary by company and policy, generally, anyone who is in relatively good health and falls within a certain age range can qualify for long-term care insurance. Contact our team at Statewide Insurance in Jefferson County, Tennessee, for detailed eligibility requirements.

  • What services does long-term care insurance cover?

    Long-term care insurance covers a variety of services that help individuals maintain their quality of life while dealing with a chronic medical condition or after an accident. These can include care in a nursing home or a continuing care retirement community, their management, home health services, and even services to help with daily living activities.

  • How is the cost of long-term care insurance determined?

    The cost of long-term care insurance is typically determined by factors such as the age of the insured at the time of purchase, the amount of coverage chosen, and the length of any deductible period. Some policies also consider the health status of the insured patient. It's best to contact us for a personalized quote.

  • What are the benefits of long-term care insurance for employees?

    Long-term care insurance offers peace of mind and financial protection through life insurance, to employees. Should they experience a significant health issue that requires ongoing care, this insurance can help cover the associated costs. This allows employees to protect their savings, maintain their standard of living, and provide security for their loved ones without the stress of paying out-of-pocket for these often costly services.

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