Long Term Care for Individuals

Designed to provide benefits when you are unable to care for yourself. Benefits are paid while receiving care at home or in a nursing facility.

We offer discounts for:

  • Couples, Groups
  • Preferred health, Non-smokers

Benefits specifically designed for people under age 65:

  • Return of premium in the event of death prior to age 65
  • Benefits double in the event of an accidental injury that occurs before age 65
  • Dovetails with short term disability

Benefits include:

  • Payment for nursing home, home health, assisted living and/or adult day care.
  • Choice of benefit amounts & elimination period
  • Assistance with 24-hour emergency medical response monitoring systems, laundry, meal preparation, paying bills, home modifications so you may stay at home as long as possible.

Everyone will need help someday... make sure your protection is there when you need it.

Long term care insurance for individuals